No stimulus check? 5 reasons why you haven’t gotten yours

No stimulus cheque? v reasons why y'all oasis't gotten yours

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The first round of stimulus check payments were sent out starting earlier this spring, then you may be wondering: why haven't I received mine?

It turns out that distributing $2 trillion in relief takes time, and your money may have been held upwardly for a number of reasons—from your income level to issues with your direct eolith info to delays in mailing out paper checks.

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If you're still waiting on your first stimulus check, you can cheque the status of your payment using the IRS'southward Get My Payment app. You tin also ready upward stimulus check notifications with the USPS's Informed Delivery tool to get an alert when your check or stimulus check debit carte lands in your mailbox.

Finally, you lot tin can try calling the IRS stimulus check telephone number to speak to a representative if you're still having trouble locating your check.

Here are a few reasons your outset stimulus check may be missing.

You're non really eligible for a stimulus check

The stimulus package under the Cares Act provides $one,200 for single taxpayers who earn less than $75,000 and married taxpayers who earn less than $150,000. Those earning more—up to $99,000 for single filers, $146,500 for head of household filers and $198,000 for married filers—will receive prorated benefits.

If you're above these income caps, you won't get a stimulus check at all.

The Cares Act as well express funds to individuals with Social Security numbers. If you file taxes using a tax identification number instead, you're non covered with this round of relief.

To find out how much you're eligible for, use this stimulus check calculator. The only info you demand is your revenue enhancement filing condition, how many children you accept and your adjusted gross income for 2019.

Your payment is scheduled for later this year

When the IRS started sending out stimulus payments in April, it estimated that it would take upwardly to 20 weeks to go through every paper check recipient (anyone who didn't accept straight deposit data on file). Checks are going to lower-income individuals first, and then if you're near the top of the income eligibility cap, yours may come later.

There was an outcome with your direct deposit info

The IRS tried to get everyone with a banking company account to submit their straight deposit information past mid-May for faster stimulus payment processing. Anyone who didn't will have to wait for a paper bank check or stimulus debit carte du jour (another reason your payment may non have arrived yet).

If you did enter your direct deposit info, or if the IRS already had it on file from a previous revenue enhancement year, there are a few potential issues. I is that your account information is out of date or incorrect, which means the IRS will take to send you a paper check. Another possibility is that your banking company was unable to process the electronic payment—and again, you'll receive a bank check instead.

The IRS is nevertheless processing your tax paperwork

Some people have received a 'payment status not available' bulletin when using the IRS check status tool. I possible reason is that the IRS is even so processing your 2019 taxation render or a non-filer form that you submitted online.

If you lot didn't file a taxation return in 2018 or 2019 and haven't filed a non-filer form, you'll need to do so before the IRS tin ship you your stimulus check.

You owe collections debt or child support

As MarketWatch reports, the Cares Act does not prohibit debt collectors from seizing stimulus funds. And if you owe child back up payments, the IRS may reduce or eliminate your benefits completely. You should have received a notice if your stimulus check was used to cover past-due child support.

Emily Long is a Utah-based freelance author who covers consumer technology, privacy and personal finance for Tom's Guide. She has been reporting and writing for nearly 10 years, and her work has appeared in Wirecutter, Lifehacker, NBC BETTER and CN Traveler, amid others. When she'due south not working, you tin can discover her trail running, instruction and practicing yoga, or studying for grad school — all fueled past java, plainly.